The Credit Union

So in the process of trying to sell my car, I have come to realize that I do not have the title to my car. Not that I don't own the car, but that I don't have a copy of the title. A friend and I drove to the Tax Collector's office this morning to get a new copy of the title, this should be no problem since I paid the car off 4 years ago (there shouldn't be a lein on the car). Well, I was told that there was a lein on my car and therefore could not get the title until I had a "lein satisfaction notice". Fine, except for the gentleman who was interested in buying my car!

I got the paperwork and called the credit union that had the lein. They did not have any record of my account or my purchase. "This is good" I thought, "that means I don't owe them any money." 

I spent several hours on the phone with the credit union and got nowhere. Everyone that had answers or could help was either not there, or was busy. I finally got to talk to a lady who worked in the lein records office and was treated very rudely. I asked if I could have the "lein satisfaction notice" overnighted to my office. She said "no", but patronizingly told me that she would mail it regular mail. I would not have been so annoyed had they not ever mailed me the title to MY car in the first place (for the previous 4 years). I demanded to speak to her manager, and the manager was as rude, but agreed to overnight me the "lein satisfaction notice".

We will just see how everything goes...